Save Money with Capital One Shopping A Legit MoneySaving Site

Capital One Shopping (formerly Wikibuy) is a unique savings app that automatically searches for better prices on items while online shopping. Here’s our full review and evaluation.

Discover how Capital One Shopping, a legitimate money-saving site, can help you save money while shopping online. Learn how their browser extension automatically compares prices and find the best deals for you. Start saving today!

If youre into online shopping, youre probably aware of how difficult it can be to find a better price among so many different online stores. Even within a single marketplace like Amazon, there are so many sellers that offer the same product at different prices.

Whats more, when you think youve found a better price on a particular product, there might be a coupon code you can use to get an even better price or accumulate rewards.

However, finding the right coupon code often requires an extensive manual search which takes up even more of your time. Wasting hours doing price comparison searches isnt really worth it for small items just to save a few cents, not to mention its really frustrating.

This is where Capital One Shopping enters the equation. I have been using the app for years, so here is my full review of what Capital One Shopping has to offer so you can determine whether or not the service is right for you.

What is Capital One Shopping?

Capital One Shopping was founded as Wikibuy in Austin, Texas, in 2014.

Thanks to the steady rise of online shopping and good user reviews, the company grew rapidly. So rapidly, in fact, that Capital One Bank acquired it in 2018 for an undisclosed amount and updated the name to Capital One Shopping in 2020.

It is a popular add-on browser extension and mobile app that helps you get better deals when shopping online.

How Does Capital One Shopping Work?

Think of Capital One Shopping as an online shopping assistant, that silently helps you find good deals and rewards. You can use it to compare prices among various online retailers, find better coupon codes, and even find a better deal among the multiple sellers within Amazon, among other things.

A seemingly endless amount of online shopping tools exist. As such, it can be difficult to determine which one to trust with your data and your time.

Once you get the browser extension, the service automatically uses its price comparison tool to search while you shop online. It scours over 30,000 popular retailers in the background while youre shopping, and delivers you different price comparison options when youre ready to check out with a convenient little pop-up notifying you of the better price options available.

Lets say you have an item in your Walmart or Amazon cart. As you continue to shop, Capital One Shopping will automatically be searching in the background for a better price for that particular item. It will also search for available coupon codes and any available rewards that might apply to your online purchase. These discounts and offers will all be presented to you at checkout.

The browser extensions are available for Google Chrome, Mozilla Firefox, Microsoft Edge, & Safari. According to its website, Capital One Shopping helped customers save over $160 million last year alone.

Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provide.Disclaimer: Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provide.

Is the Capital One Shopping Website Legitimate?

Yes, Capital One Shopping is a legitimate company. It was designed to save you money on your everyday purchases. The browser extension has over 6 million customers!

According to their website, it has helped to save their customers over $160 million on purchases.

Capital One Shopping App

• Apple iOS: 4.8 /
• Google Play: 4.8

This awesome tool isnt just for when youre shopping online with your computer. Capital One Shopping also has a mobile app.

The mobile app can help you compare prices and save you money when youre out shopping at the mall or inside physical stores. You just open the app, type in the product youre interested in buying, and itll recommend various online retailers and local stores you might be able to buy from at a cheaper price.

Capital One Shopping Mobile App

How it Works

Capital One Shopping partners with stores such as Target to give you shopping rewards that you can in turn redeem for gift cards.

Lets say youre at Target one day browsing and spot a really cute dog bed that is the perfect color and pattern for your pooch. The only problem is, its $49.95, which is way more expensive than what youd regularly pay for a dog bed.

Youre probably wondering if you can buy it elsewhere at a cheaper price. Heres where the Capital One Shopping mobile app comes in handy.

Simply pull out the app, scan the bar code on the product with your phones camera, and the app auto-finds the exact item youre looking for!

After a few seconds of searching, the app presents you with the different retailers that sell the same dog bed at a lower price, or offer a free coupon deal. You see Walmart around the corner has them on sale for $29.95, so you head there instead and save yourself $20!

Searching products within the mobile app only takes a few seconds of your time and can save you some serious dollars over time.

The mobile app is free and includes some of the same features as the free browser extension. You can add items to a watchlist to be alerted when a deal becomes available, see local offers in your area, check out product reviews, and browse regular coupons at well-known retail stores.

Capital One Shopping Features

Capital One Shopping offers several features designed to make your online shopping experience easier. Lets review the most common ones:

1. Universal Product Search

One of the most helpful features is its product search tool. If youre sitting at home on your computer, you can search for a product right on their website.

To illustrate, imagine youre in the market for a Yeti Rambler, so you run a quick search. In this example, you can see that it has located a better price at Cabelas by a margin of almost $10. Not bad, your next drink is on the house!

Capital One Shopping – Search for Better Prices

2. Featured Offers

Capital One Shopping arranges special daily discounts on products you can purchase right from their website. Who doesnt want to save a little extra cash?

Capital One Shopping Featured Offers

3. Trending Deals and Coupons

Like similar services from MyPoints or InboxDollars, Capital One Shopping offers credits from top retailers. For example, you can get:

• 5% back from purchases made at Gap
• 4% back from purchases made at Macys
• 3% back from purchases made at Walgreens
• 1% back from purchases made at Auto Zone

Whats more, they have a Local Offers section, where you can get 4% or more back from local retailers and restaurants.

Youll find these deals just under the Featured Offers on the sites homepage.

4. Price Drop Alerts

If you have your sites on a particular product but dont need it right away you can set Capital One Shopping to alert you when the price of that item drops. I like this feature because its saved me a ton of time and money. Im guessing you can save a lot of money using this tool, too.

5. Capital One Shopping Credits

When buying from specific stores, you can accrue Shopping Credits (these used to be called Wikibuy credits). These credits build up over time and can be later redeemed for a free gift card.

Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provide.Disclaimer: Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provide.

6. Captial One Automated Price Protection

Some of the retailers that Capital One is partnered with offer price protection policies. This means that if the price of an item you have purchased, within a certain time period, goes down in cost, you are then entitled to a refund.

This time period is typically 14 days from purchase. Capital One does the hard work for you and monitors for any price changes that you would be due a refund for.

Getting Started with Capital One Shopping

Step 1: Download Capital One Shopping

Step 2: Click download Free Extension (It should automatically know which web browser you are using)

Step 3: Click Add to Chrome (blue button) for Google Chrome. If using Safari, click Get in the App Store.

Capital One Shopping Download

Step 4: Set up an account (takes less than 30 seconds). Note that it will ask you if you have an Amazon Prime account when you set up the extension because its able to factor in Amazon Prime shipping when searching for better prices online.

Step 5: Start searching for products through the extension, on capitaloneshopping.com when you are logged in, or simply searching on Amazon.com.

FOR MOBILE APP: To download the mobile app, search for Capital One Shopping in the App Store for iPhones, or Google Play for Android devices.

Customer Support

If youre in need of customer support, youll have access to Capital One Shoppings self-service support platform. If you arent able to find the answers you need on the self-help portal, you can submit a request to customer support, and someone will get back to you.

You can also shoot an email to help@capitaloneshopping.com. Hopefully, you wont have any trouble though.

The Capital One Shopping Extension has the highest-ever 5-star review in the Google Chrome store, with over 10,000 reviews and over 6 million users. Wow! I live and breathe this stuff, so Im honestly surprised to see an extension with this high of a rating. That is a ton of positive reviews!

Whats the Catch with Capital One Shopping?

The primary concerns with Capital One Shopping are around data privacy. Obviously, in order to offer price alerts on your recently purchased or viewed items or to crowdsource the best working promo code, Capital One Shopping has to track and save your online activity.

While Capital One Shopping is safe and secure and not unlike what most websites are doing, online privacy is a growing and legitimate concern for many.

Additionally, their trending and local deals are based on relationships with partner retailers. In order to give you a kickback in the form of Capital One Shopping rewards, Capital One Shopping themselves needs to get a kickback from those retailers.

This is a common affiliate-type model, but it can make some users question the trustworthiness of Capital One Shoppings recommendations. The company may favor its partner merchants.

Ultimately, like any other service, you need to weigh the benefits against the cons and know what youre comfortable with. I use and love the Chrome extension, but you may choose not to and thats cool too.

If you try the extension and later change your mind, its super easy to uninstall you can use your browsers help tab or the step-by-step instructions that Capital One Shopping offers on their site.

Pros and Cons

Frequently Asked Questions

Does Capital One Shopping own Wikibuy?

Yes. Wikibuy was founded in 2014 and was sold to Capital One in 2018. Wikibuy was rebranded to Capital One Shopping, but many people still know the service as Wikibuy. They are one and the same thing. Capital One is also a massive financial institution, but the Shopping side is kept completely separate from the banking services, credit card offerings, and other lines of business.

How does Capital One Shopping make money?

There are a couple of ways Capital One Shopping makes money. First, they receive a tiny commission when you click on any recommended products and buy from the stores they recommend. This is at no cost to you, their partnership payments are worked out behind the scenes.

Next, they advertise local stores, current coupons, promotions, and offers within their mobile app. This gives them a small amount of marketing revenue again, at no cost to you.

Lastly, the Capital One Shopping browser extension collects some of your internet search data and history and this information is very valuable. Consumer online shopper trends can be sold to other large retailers, marketing companies, and big data companies.

Can Capital One Shopping be trusted?

Yes. Capital One Shopping is a trustworthy company and service. Wikibuy began as an Austin-based tech start-up that was acquired by Capital One in 2018, so data security is a chief priority.

While Capital One Shopping only has a 1.5-star rating (out of 5) on TrustPilot (though there are only 104 reviews), the negative reviews tend to all seem the same with individuals having a hard time redeeming their cashback, while the positive reviews all boast that Capital One Shopping has significantly helped them save money and time shopping online.

Many people get concerned about data collection from browser extensions. Although Capital One Shopping collects some of your browser data, they dont illegally collect, steal, or share any personal information. Credit card info, addresses, and personal things like that are kept safe and confidential.

For data collection purposes, they are only interested in general consumer trends across large groups of people, not a specific individuals shopping activities.

Whats better, Honey or Capital One Shopping?

This is a matter of personal preference. Both offer similar services and have no annual fee. It appears that Capital One Shopping is a little more established and might offer more features.

But I honestly cant say which one is better. Since both are free, why not try them both and draw your own conclusion? Uninstalling either of the extensions is very quick and easy, so there is no harm in trying them both out.

As far as discounts, rewards, and available coupons, my understanding is almost every money-saving app searches the same retailers database and generally finds the same discounts.

Learn More:

• Capital One Shopping vs PayPal Honey

What browsers are compatible with the Capital One Shopping extension?

There are browser extensions available for Google Chrome, Mozilla Firefox, Microsoft Edge, & Safari. The Mobile App is available in the Apple App Store, and the Google Play Store for Android.

How do I get rid of Capital One Shopping?

To remove the Chrome extension from your Chrome browser, go to Manage Extensions and then click Remove Extension.

To remove the Safari extension, while in the Safari browser go to Safari → Preferences, then click Extensions.

If you just want to turn off an extension, deselect its checkbox. If you want to uninstall an extension, select the extension and click the Uninstall button.

If youre looking to delete the mobile app, you can delete it from your phone like you would any other app.

Alternatives to Capital One Shopping

Some of the most popular shopping rewards sites are:

• Rakuten
• PayPal Honey
• Swagbucks
• MyPoints
• Ibotta
• TopCashback

Keep in mind that each of these companies offers slightly different services and features, so make sure to do your homework and check out the reviews before signing up.

Combining Discounts for Extra Savings

If youre a regular reader of this blog, youll know I love cashing in on every discount possible when shopping! Sometimes that means combining two types of savings strategies together.

What I love about Capital One Shopping is that it doesnt interfere with my regular payment methods, allowing me to earn credit card points as well as get a discount on whatever Im buying.

So for example, if Im buying something for $200, and the browser extension finds me a discount code for 10% off, I will save $20. But in addition to that, if I pay with my Chase Freedom Unlimited cash rewards credit card, Ill also get an extra 1.5% cashback on the purchase. So, thats actually $23 savings total.

Most people dont pay attention to which credit card they use for online shopping, but each rewards card offers different rewards for specific retailers. Its definitely worth paying attention to which credit cards get you a better return on your purchase.

Is Capital One Shopping Right for Me?

If you love to shop online and get better deals, Capital One Shopping is worth checking out. Its free to sign up for, with no ongoing annual fee, and it will help you find better deals on products that you already plan on purchasing.

On the other hand, if youre the type of online shopper that doesnt care about saving a few bucks here or there, it might not be for you.

Either way, if youre reading my blog, I hope that, by now, youve learned that your primary focus should be on saving and investing your money rather than spending it on things. Also, dollars saved are better than dollars earned.

To learn some of the ways I recommend getting your finances on track, check out my Best Habits post.

Heres to getting better deals and making the smartest purchasing decisions- today and for some time to come!

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