The Ultimate Guide to Saving Money Discover the 19 Best Cash Back Shopping Sites in 2023

If youre not taking advantage of some of cash back shopping sites, youre missing out. Check out our list of the best cash back sites to find the best ones for you!

In this comprehensive guide, we unveil the top 19 cash back shopping sites of 2023 that can help you save money on your online purchases. By utilizing these trusted platforms, you’ll have the opportunity to find better deals and earn valuable cash back rewards. Start maximizing your savings today!

Making money through cashback is one of the easiest ways to create an extra income source. No matter how good you are at managing your finances, its inevitable that youll need to buy things from time to time we all need food, after all but you can soften the blow by utilizing the best cash back sites.

In a nutshell, cashback is given when you buy something and receive a small percentage of the money you spent back at a later date.

It might sound too good to be true, but most major retailers offer the chance to get cashback. You can even combine multiple cash back sites to maximize your savings!

19 Best Cash Back Sites

Here are the best cashback sites to start using today:

1. Capital One Shopping

🏆 Best For: Great Browser Extension + Local Offers

Capital One Shopping, known for its browser extension that acts just like your own personal shopping assistant to help you find better deals on items you are shopping for, offers credits from popular retailers.

For example, here are just a few top retailers you can earn credits (redeemable for gift cards) just by using the Capital One Shopping browser extension:

• Dell.com, ebay.com, & QVC.com: 1%
• VRBO.com: 2%
• Priceline.com: 3%
• Zulily.com: 4%
• JCPenney.com: 9%

Whats more, they have a Local Offers section, where you can get 3% or more back from local retailers and restaurants according to your zip code. So make sure to check out the local offers before you head out to lunch!

Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provide.Disclaimer: Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provide.

2. Rakuten

Best For: Bonuses

Rakuten, formerly eBates,  was one of the first cashback sites on the web and helps you earn up to 40% cashback on your purchases, although 5-10% is a more common percentage. It all depends on which stores you shop at for what percentage of cash back you will earn. Here are a few of the top partners:

• Walmart: Up to 7%
• Groupon: 6%
• Sephora: 4%
• Kohls: 3%
• Macys: 3%

Youll also get paid in cash, which you can receive by PayPal or by check. Cashback is available on most online sites out there when you buy through the Rakuten shopping portal, and you can also get cashback by shopping in-store if you link your credit card.

Additional features include coupons, promo codes, and seasonal promotions. Theres a $10 signup bonus for anyone who spends $25 in their first three months of membership this includes all websites online. You can also earn up to $25 in a referral bonus (depending on the offer at the time) if you get your friends and family to start using the site.

3. Swagbucks

Best For: More Ways to Earn Points + $5 sign-up bonus

Although its known for being one of the best survey sites, you can also use Swagbucks to get cashback. Just use its shopping portal to buy items online or add the Swagbucks browser plug-in to get points automatically as you browse the web.

The best thing about Swagbucks is that there are so many ways to earn points known as ‘Swagbucks or SB. Swagbucks will send you a daily email listing the best ways to earn SB; these could be as simple as signing up for an email newsletter. You can also earn by taking surveys conveniently on the app, watching videos, and playing games on their website.

Theres also a significant amount of points to be made by joining and encouraging others to do the same. Youll get $5 for signing up (if you spend $25 in your first month of registration) and, if you refer a friend, youll get a bonus plus a percentage of the Swagbucks your friend earns. Once you make enough SB, you can redeem them for gift cards or even a PayPal transfer.

4. MyPoints

Best For: Shopping Portal

MyPoints is another site that gives you a few different ways to earn points. To get cash back, use their shopping portal and earn points by buying anything from one of their partner stores. You can also get points by taking surveys, watching videos, playing games, and even reading emails as you can see, its quite similar to Swagbucks.

Maximize your points by taking a $10 sign-up bonus (as long as you make a purchase of $20 through the shopping portal in your first month). Earn another 750 reward points by referring a friend who purchases at least $20!

Although you can only redeem your points for gift cards, these include a Visa gift card, which is almost as good as cash.

5. TopCashback

Best For: Receiving Full Commission

Most cashback sites earn money by receiving a commission from retail partners once a user makes a purchase with them, and they give a cut of this commission back to the customer as cashback. TopCashback is slightly different as they give the full commission back to customers and make their money elsewhere.

Youre able to earn 3% consistently, which may not sound like much, but is a high percentage to be earned across all sites. There are also coupons you can find and special offers that give higher cashback. Here are some of the top partners that TopCashback works with:

• Aveda
• Bloomingdales
• CafePress
• Levi
• Macys
• Verizon
• Walgreens

TopCashback scores well on the customer service front, too. It has a five-star (out of five) rating on Trustpilot. You can make $10 per referral once your friend reaches the threshold of $10 too.

6. Ibotta

Best For: Scanning Receipts

If youre after a variety of ways to earn cashback, Ibotta is a great site to use. You can either earn by using the shopping portal, which gives you automatic cash back as long as you follow a link from the Ibotta website to an online store and make a purchase, or by uploading your receipts.

When you go shopping at a grocery store, scanning your receipt is the only way you can receive cash back. Ibotta makes this easier by offering an app you can use to upload your receipts to, and it also doubles as a place to store receipts and therefore track your finances.

However, once youve identified the cashback offers you want to use, youll need to complete a quick task before youre able to claim the points. This is a slightly tedious process compared to other cashback sites but if you have the time to complete multiple tasks, then it can be a good way to boost your cashback points. Activities include watching a video or voting in a poll.

You can also earn extra cash by using a unique Ibotta Referal Code to invite friends to join the cashback site with you. You can receive your points in cash or a free gift card within 48 hours after you redeem them.

7. PayPal Honey

Best For: Cash back via coupon codes

You can get the free PayPal Honey browser extension to add to your desktop to easily start getting cashback rewards through coupon codes for the majority of your online purchases.

Currently partnering with over 30,000 retailers, the extension works automatically in the background to find you the best prices for your online purchases and on average is able to discount prices for users by ~17.9%.

8. BeFrugal

Best For: High Cashback Rate

BeFrugal offers an impressive cashback rate of 40% for over five thousand stores, which is far higher than competitors. All you have to do is shop using their portal, and the cashback will be added automatically to your account.

Theres also a $10 bonus for signing up once you receive $10 in cash back, plus $10 per referral. There are several great options for redeeming your cashback, such as check, direct deposit, gift card, PayPal, Venmo, or Zelle.

You can also use the site to find exclusive cash back deals and coupons these wont give you any extra points, but theyre a great way to save money.

9. Drop

Best For: Shoppers who frequent certain stores

Drop is a fun cash back site that allows you to earn drops by shopping from their app. The sign-up process is simple, just load in your credit card details and choose your top five vendors.

Once you start making online purchases with those vendors through the Drop app, you will earn points based off of the amount you spend.

Founded in 2015, Drop now has over 3 million users and is a legit way to start getting rewarded for shopping with your favorite vendors.

10. Earny

Best For: Refunds

Like Paribus, Earny monitors your purchases using your email and looks for price drops. As long as the price lowers within 14-90 days of your purchase, youll be able to get the money back.

This is possible because most credit cards offer price protection, which means youre eligible to be refunded the difference after a price drop. In return for being the intermediary, Earny will take 25% of the refund, and youll get the other 75%.

They cover 15 major retailers including Amazon, Walmart, and Target so most of your purchases should be covered if you buy from mainstream shops.

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11. Fetch Rewards

Best For: Grocery Shopping

Although Fetch Rewards is best-suited to grocery shopping, the definition of grocery shops is quite loose. You can also use it for convenience stores, liquor stores, and drug stores, amongst others. All retailers are included and its possible to earn cashback.

The main way to earn points is by scanning receipts by downloading the cashback app. However, you can also earn them online by browsing for products on special offers.

You cant receive points in the form of a PayPal or bank transfer, but you can claim gift cards. There are bonus points to be made from signing up and referring others.

12. Upromise

Best For: Anyone Saving for College or Paying Off Student Loans

Upromise is slightly unusual because the site is geared towards giving cashback that can be used towards either paying off student loans or saving towards a 529 plan. Although you can still use Upromise without giving the proceeds towards anything related to college, this is how youll get the most benefits. Linking your account to a 529 savings plan will provide you with a huge 15% bonus. If you dont use your points towards anything college-related, youll have to receive a payout by check.

In terms of normal cashback offers, you can earn up to 5% for partners and 2.5% at lots of restaurants, both of which are very respectable rates. You can earn cashback from a wide variety of stores there are over 850 online partners, plus thousands of restaurants and grocery stores.

As well as using the website, you can order a Upromise Mastercard for an easier way to earn cash back on your purchases youll get 1.25% cash back on purchases from all points.

13. Coupon Cabin

Best For: Special Offers

Instead of offering one generic cashback rate across all retailers, Coupon Cabin has special offers for specific stores at different teams. For example, you might be able to get $50 cash back when ordering on Amazon. This means it can be possible to get a very good deal on Coupon Cabin, but its unlikely these deals will coincide with what youre hoping to buy.

However, thousands of websites partner with the site. You can choose whether you receive your payment as a check, through PayPal, or as a gift card.

14. Tada

Best For: Shopping for Groceries

You can earn up to 20% cashback on Tada.com by adding Tada to Chrome or downloading the app for easy on-the-go shopping. When you are ready to shop, just click Activate Cash Back wherever you shop to start earning rewards. Once you have shopped, scan your receipt into the app, and tada, you earned points!

Theres a $10 cash back bonus simply for signing up and completing your first order. You can choose to cash out your points via PayPal or in the form of gift cards such as Target, Home Depot, Best Buy, Amazon, or a Visa debit card.

15. Extrabux

Best For: Clothes Shopping

Extrabux has both cashback and ‘super cashback offers, some of which give you up to 30% back. These are mixed with coupons to help you maximize your savings.

Its especially well-suited to clothes shops, and its easy to browse using the online portal since you can differentiate between stores from different regions and then browse for websites of interest to you. Alternatively, you can use a browser extension.

Theres a generous $20 bonus for signing up, although youll only receive this in $5 chunks as you earn more cashback by using the site. You can also get a $5 bonus for referring a friend, plus 5% on the cash back they earn in the future. You can receive the money through PayPal, check, or credit card credit.

16. Mr.Rebates

Best For: Low Threshold to Cash Out

Mr.Rebates have given millions of dollars back to their customers through cashback offers. They also advertise deals and coupons to help people get the most out of shopping in multiple ways.

If you refer a new member, youll receive 20% of their original rebate. You need to earn $10 to cash out your rebate, which can be done by PayPal or check, but if you live outside the U.S. your only option is PayPal.

One factor that makes Mr. Rebates stand out is the speed of their returns: once you order a product, it will appear in the ‘pending rebates section within 1-3 days. However, it may take longer to receive confirmation.

17. iConsumer

Best For: High-Risk High Reward

iConsumer has a slightly different business model from other cashback websites. When you use their online shopping portal, youll become an investor who is buying shares in the site.

This might sound confusing, but it effectively means that instead of being given cashback in the form of cash you can use immediately, youll be given a share that might be worth more in the future.

This isnt much good for anyone who wants instant gratification, but if youre prepared to take a risk to earn more than just a $10 PayPal transfer, iConsumer could be a good choice for you. Even though the focus is on shares, you can also get ‘normal cashback once you reach the threshold of $25.

When you first join, youll be given 100 shares, and referring a friend will get you 100 more. Plus, the first time you get a qualifying purchase, youll get 500 shares. Its possible to withdraw your shares as money, but this is a slightly complicated process.

18. EvoShare

Best For: Saving for Retirement

Similar to Upromise, EvoShare just college savings and student loans, EvoShare also allows you to save towards retirement. If youre amongst those who struggle to put anything aside for their retirement, then EvoShare can help you towards this.

Deposit cashback money directly into a 401(k) or 403(b) plan, as long as your employer participates in the program. Even if you dont have such an account now, you can hold your earnings on Evoshare until you do.

You can earn up to 30% cash back on over 1,300 online stores, as well as 10% cashback at local stores by linking cards. Theres also a browser extension to make the process easier.

19. Simply Best Coupons

Best For: Using Outside of North America

Simply Best Coupons is available to use in countries all over the world for stores that encompass a wide range of categories, from travel to automotive to clothing. It can be used for coupons and cashback.

You can also add the browser extension to ensure you never miss an opportunity for cashback.

Although theres no signup bonus available, you can earn a referral bonus equal to 5% of their cashback earnings up to $50.

Frequently Asked Questions

Do cashback sites work?

Cashback sites have been around for almost two decades they wouldnt have survived this long if they didnt work. Having said that, each cashback site has its own advantages and disadvantages they dont all succeed in every aspect, so you need to ensure you know what your priority is.

What should you consider before signing up for a cash back site?

Which other factors should you consider? Here are a few of the main ones:

• Cashback rate
• Partnered merchants
• Other earning opportunities
• Referral bonuses

If getting the highest cashback rate possible is important to you, use the Cashback Monitor site to compare rates among different sites. Doing this obsessively every time you want to make a purchase might be unnecessary, but it can be helpful as a first step when deciding which site to use.

Most sites will also let you know how many online retailers theyre partnered with and in what categories, other earning opportunities available (like filling in surveys), and referral bonuses. Figure out what works best for you and judge the site based on this.

What places give cash back?

Of course, all the sites mentioned in this article offer cashback. However, theyre not the only options. As well as cashback sites, another great way to earn cashback is with cash back credit cards.

Once you apply for a credit card, youll be able to access the portal to shop through. The best part is that you can combine a credit card with other cashback websites to maximize your savings a process called ‘stacking.

How do cashback sites make money?

Every time you make a purchase using a cashback website, the retailer you buy from will give the cashback site a commission. They then give a percentage of this back to you, the customer. Sounds like a win-win-win situation!

A few of the sites work slightly differently. Top Cashback doesnt take commission and makes money through advertising revenue and data instead. Likewise, Paribus and Earny make their money by helping you negotiate a discount when a price drops, then taking a percentage of any discounts obtained as commission.

Do cash back sites have apps you can use on your smartphone?

Yes! The majority of them do have cash back apps that you can download and start earning while on the go!

Are Cash Back Sites For You?

If youre not taking advantage of cashback shopping sites, youre missing a trick. With so many sites available, it can be tricky to narrow it down to a few to get started with, but once you get into the swing of things, youll realize how easy it is to make some extra money this way.

You can always try out a few different sites at once, but be careful not to spread yourself too thinly, or you might not be able to take advantage of the sign-up bonus on all of them.

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